/* ==========================================================================
 * 언더라이팅 워크스페이스 (Form + Chat 2컬럼)
 * ========================================================================== */

/* ai-knowhow-body는 이미 flex column이고, 그 안에 .uw-layout이 들어감 */
#ai-knowhow-body:has(.uw-layout) {
  padding: 0;
}

.uw-layout {
  flex: 1;
  min-height: 0;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr);
  grid-template-rows: minmax(0, 1fr);
  gap: 10px;
  padding: 10px;
  background: var(--bg-app);
}

@media (max-width: 1100px) {
  .uw-layout {
    grid-template-columns: 1fr;
    grid-template-rows: none;
    grid-auto-rows: minmax(480px, auto);
  }
}

.uw-layout .card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 12px;
  box-shadow: var(--shadow-card);
  overflow: hidden;
}

/* ---------- 컬럼 공통 ---------- */
.uw-col-form,
.uw-col-chat {
  display: flex;
  flex-direction: column;
  min-height: 0;
  min-width: 0;
}

@media (max-width: 1100px) {
  .uw-col-form,
  .uw-col-chat { min-height: 480px; }
}

.uw-col-title {
  flex-shrink: 0;
  padding: 14px 18px 12px;
  border-bottom: 1px solid var(--border);
  background: var(--surface);
}
.uw-col-title__text {
  margin: 0 0 2px;
  font-size: 15px;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -0.01em;
}
.uw-col-title__desc {
  margin: 0;
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.5;
}

/* ---------- 좌측 Form 스크롤 영역 ---------- */
.uw-form-scroll {
  flex: 1;
  min-height: 0;
  overflow-y: auto;
  padding: 14px 18px 18px;
  background: var(--surface);
}

/* ---------- Form Header (간소) ---------- */
.uw-form-header {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding: 12px 14px;
  margin-bottom: 14px;
  background: var(--bg-app);
  border: 1px solid var(--border);
  border-radius: 10px;
}
.uw-hdr-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
}
.uw-hdr-row:nth-child(2) {
  grid-template-columns: minmax(0, 2fr) minmax(0, 1fr);
}
@media (max-width: 720px) {
  .uw-hdr-row,
  .uw-hdr-row:nth-child(2) { grid-template-columns: 1fr; }
}

/* ---------- Field ---------- */
.uw-field {
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-width: 0;
}
.uw-field--bmi { grid-column: 1 / -1; }
.uw-field-label {
  font-size: 11px;
  font-weight: 700;
  color: var(--text-muted);
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.uw-field-label--sm { font-size: 10.5px; }
.uw-input {
  width: 100%;
  padding: 7px 10px;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: #fff;
  font-size: 13px;
  font-family: inherit;
  color: var(--text);
  box-sizing: border-box;
  line-height: 1.4;
}
.uw-input:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-shadow);
}
.uw-input--sm { max-width: 160px; }
.uw-input--xs { max-width: 100px; }
.uw-textarea { resize: vertical; min-height: 56px; }

select.uw-input { cursor: pointer; appearance: auto; }

/* ---------- Radio / Checkbox ---------- */
.uw-radio-row {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  align-items: center;
}
.uw-radio {
  display: inline-flex;
  align-items: center;
  cursor: pointer;
  position: relative;
}
.uw-radio input {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
  pointer-events: none;
}
.uw-radio span {
  padding: 6px 12px;
  font-size: 12.5px;
  font-weight: 500;
  color: var(--text);
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 7px;
  transition: all 0.15s;
}
.uw-radio:hover span { border-color: var(--accent-border-subtle); }
.uw-radio input:checked + span {
  background: var(--accent-soft);
  border-color: var(--accent-border);
  color: var(--accent);
  font-weight: 600;
}
.uw-radio input:focus-visible + span { outline: 1px solid var(--accent); outline-offset: 1px; }

.uw-check-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 12px;
  align-items: center;
}
.uw-check {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  cursor: pointer;
  font-size: 13px;
  color: var(--text);
  user-select: none;
}
.uw-check input[type=checkbox] {
  width: 16px;
  height: 16px;
  accent-color: var(--accent);
  cursor: pointer;
  margin: 0;
}

/* ---------- BMI ---------- */
.uw-bmi-row {
  display: flex;
  align-items: center;
  gap: 8px;
}
.uw-bmi-row .uw-input { max-width: 110px; }
.uw-bmi-out {
  font-size: 12px;
  font-weight: 700;
  padding: 5px 10px;
  border-radius: 999px;
  background: var(--bg-app);
  color: var(--text-muted);
  border: 1px solid var(--border);
}
.uw-bmi-out--ok { color: var(--success); border-color: rgba(48, 176, 199, 0.35); background: rgba(48, 176, 199, 0.08); }
.uw-bmi-out--warn { color: #b45309; border-color: rgba(180, 83, 9, 0.35); background: rgba(217, 119, 6, 0.1); }
.uw-bmi-out--deny { color: var(--danger); border-color: rgba(240, 68, 82, 0.35); background: rgba(240, 68, 82, 0.08); }

/* ---------- Sections (아코디언) ---------- */
.uw-section {
  margin-bottom: 10px;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: var(--surface);
  overflow: hidden;
}
.uw-section[open] { box-shadow: 0 1px 3px rgba(0, 0, 0, 0.04); }
.uw-summary {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 11px 14px;
  cursor: pointer;
  list-style: none;
  background: var(--surface);
  user-select: none;
}
.uw-summary::-webkit-details-marker { display: none; }
.uw-summary::before {
  content: "";
  width: 0;
  height: 0;
  border-left: 5px solid var(--text-muted);
  border-top: 4px solid transparent;
  border-bottom: 4px solid transparent;
  transition: transform 0.15s;
  flex-shrink: 0;
}
.uw-section[open] > .uw-summary::before { transform: rotate(90deg); }
.uw-summary:hover { background: var(--bg-app); }
.uw-summary-no {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  font-size: 11px;
  font-weight: 700;
  border-radius: 6px;
  background: var(--accent-soft);
  color: var(--accent);
  flex-shrink: 0;
}
.uw-summary-title {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--text);
  flex: 1;
}
.uw-summary-badge {
  font-size: 10.5px;
  font-weight: 700;
  padding: 2px 7px;
  border-radius: 999px;
  background: var(--bg-app);
  color: var(--text-muted);
  border: 1px solid var(--border);
}
.uw-summary-badge--accent {
  background: var(--accent-soft);
  color: var(--accent);
  border-color: var(--accent-border);
}
.uw-summary-hint {
  font-size: 11px;
  color: var(--text-muted);
  font-weight: 500;
}
.uw-section-body {
  padding: 12px 14px 14px;
  border-top: 1px solid var(--border);
  background: var(--bg-app);
}

/* ---------- Form Grid ---------- */
.uw-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px 14px;
}
.uw-grid--disease { grid-template-columns: repeat(2, minmax(0, 1fr)); }
@media (max-width: 640px) { .uw-grid { grid-template-columns: 1fr; } }

.uw-subsec { margin-bottom: 12px; }
.uw-subsec:last-child { margin-bottom: 0; }
.uw-subsec-title {
  font-size: 12px;
  font-weight: 700;
  color: var(--text);
  margin: 0 0 6px;
}
.uw-muted { color: var(--text-muted); font-weight: 500; font-size: 11.5px; }

/* 질환 상세 블록 (조건부) */
.uw-disease-block {
  padding: 10px 12px;
  margin-bottom: 8px;
  border: 1px dashed var(--border);
  border-radius: 8px;
  background: var(--surface);
  opacity: 0.55;
  transition: opacity 0.15s, border-color 0.15s;
}
.uw-disease-block.is-active {
  opacity: 1;
  border-style: solid;
  border-color: var(--accent-border);
  background: var(--surface);
}
.uw-disease-block:last-child { margin-bottom: 0; }
.uw-disease-head {
  margin: 0 0 8px;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--text);
}

/* 만성질환 */
.uw-chronic-row {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 9px 12px;
  margin-bottom: 6px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 8px;
  flex-wrap: wrap;
}
.uw-chronic-row:last-child { margin-bottom: 0; }
.uw-chronic-sub {
  display: none;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}
.uw-chronic-sub.is-active { display: inline-flex; }
.uw-sub-label {
  font-size: 11.5px;
  color: var(--text-muted);
  font-weight: 600;
}

/* 담보 row */
.uw-cov-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding: 9px 12px;
  margin-bottom: 6px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 8px;
}
.uw-cov-check {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  cursor: pointer;
  font-size: 13px;
  font-weight: 500;
}
.uw-cov-check input { width: 16px; height: 16px; accent-color: var(--accent); }
.uw-cov-amount-wrap {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.uw-cov-unit { font-size: 12px; color: var(--text-muted); }
.uw-existing-wrap { margin-top: 12px; }
.uw-existing-note { margin: 4px 0 0; font-size: 11.5px; }

/* ---------- 하단 Sticky 결과 ---------- */
.uw-result {
  flex-shrink: 0;
  border-top: 2px solid var(--border);
  padding: 14px 18px 16px;
  background: #fff;
  max-height: 42%;
  overflow-y: auto;
}
.uw-result-empty {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 18px 12px;
  text-align: center;
  color: var(--text-muted);
}
.uw-result-empty__icon { font-size: 24px; }
.uw-result-empty__text { margin: 0; font-size: 13px; line-height: 1.5; }

.uw-result-hd {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
  flex-wrap: wrap;
}
.uw-result-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 700;
  border: 1px solid transparent;
  flex-shrink: 0;
}
.uw-result-badge-ico { font-size: 13px; line-height: 1; }
.uw-badge-approve {
  background: rgba(48, 176, 199, 0.12);
  color: #0a7682;
  border-color: rgba(48, 176, 199, 0.35);
}
.uw-badge-conditional {
  background: rgba(217, 119, 6, 0.12);
  color: #9a4d00;
  border-color: rgba(217, 119, 6, 0.35);
}
.uw-badge-deny {
  background: rgba(240, 68, 82, 0.1);
  color: var(--danger);
  border-color: rgba(240, 68, 82, 0.35);
}
.uw-result-summary {
  font-size: 13px;
  color: var(--text);
  line-height: 1.5;
  flex: 1;
  min-width: 180px;
}
.uw-result-partial-note {
  margin: -4px 0 10px;
  padding: 7px 10px;
  background: var(--accent-bg-tint);
  border-left: 3px solid var(--accent);
  border-radius: 4px;
  font-size: 12px;
  color: var(--text);
}

.uw-cov-tbl {
  width: 100%;
  border-collapse: collapse;
  font-size: 12.5px;
  margin-bottom: 10px;
}
.uw-cov-tbl th {
  padding: 7px 10px;
  text-align: left;
  font-weight: 700;
  font-size: 11px;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.02em;
  border-bottom: 1px solid var(--border);
  background: var(--bg-app);
}
.uw-cov-tbl td {
  padding: 8px 10px;
  border-bottom: 1px solid var(--border);
  vertical-align: middle;
}
.uw-cov-tbl tr:last-child td { border-bottom: none; }
.uw-cov-td-name { font-weight: 600; color: var(--text); }
.uw-cov-td-num { font-variant-numeric: tabular-nums; }
.uw-cov-chip {
  display: inline-flex;
  align-items: center;
  padding: 2px 8px;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 700;
  border: 1px solid transparent;
}
.uw-cov-chip--ok {
  background: rgba(48, 176, 199, 0.12);
  color: #0a7682;
  border-color: rgba(48, 176, 199, 0.3);
}
.uw-cov-chip--warn {
  background: rgba(217, 119, 6, 0.12);
  color: #9a4d00;
  border-color: rgba(217, 119, 6, 0.3);
}
.uw-cov-chip--deny {
  background: rgba(240, 68, 82, 0.1);
  color: var(--danger);
  border-color: rgba(240, 68, 82, 0.3);
}
.uw-cov-chip--skip {
  background: var(--bg-app);
  color: var(--text-muted);
  border-color: var(--border);
}
.uw-cov-reason {
  display: block;
  font-size: 11px;
  color: var(--text-muted);
  margin-top: 3px;
  font-weight: 500;
}
.uw-cov-tr--deny td { background: rgba(240, 68, 82, 0.03); }
.uw-cov-tr--warn td { background: rgba(217, 119, 6, 0.03); }

.uw-result-subtitle {
  margin: 10px 0 6px;
  font-size: 11.5px;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.02em;
}
.uw-result-conds ul,
.uw-result-alts ul {
  margin: 0;
  padding-left: 18px;
  font-size: 12.5px;
  color: var(--text);
  line-height: 1.6;
}
.uw-result-conds li,
.uw-result-alts li { margin-bottom: 3px; }

/* ---------- 우측 Chat 컬럼 ---------- */
.uw-col-chat .uw-chat-thread {
  flex: 1;
  min-height: 0;
  padding: 14px 16px;
  background: var(--bg-app);
}

.uw-col-chat .chat-example-row {
  border-top: 1px solid var(--border);
}

.uw-col-chat .chat-input-wrap {
  border-top: 1px solid var(--border);
}

/* 랜딩 상태 */
.uw-chat-landing {
  max-width: 520px;
  margin: 24px auto 0;
  text-align: center;
  padding: 20px 16px;
}
.uw-chat-landing__icon {
  width: 40px;
  height: 40px;
  margin: 0 auto 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: var(--accent-soft);
  color: var(--accent);
}
.uw-chat-landing__icon svg { width: 22px; height: 22px; fill: none; }
.uw-chat-landing h3 {
  margin: 0 0 6px;
  font-size: 16px;
  font-weight: 700;
  color: var(--text);
}
.uw-chat-landing p {
  margin: 0 0 16px;
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.55;
}
.uw-preset-chip-row {
  display: flex;
  flex-direction: column;
  gap: 8px;
  text-align: left;
  max-width: 420px;
  margin: 0 auto;
}
.uw-preset-chip {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 12px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 10px;
  cursor: pointer;
  font-family: inherit;
  font-size: 13px;
  text-align: left;
  transition: all 0.15s;
  color: var(--text);
  line-height: 1.45;
}
.uw-preset-chip:hover:not(:disabled) {
  border-color: var(--accent-border);
  background: var(--accent-soft);
}
.uw-preset-chip:disabled {
  opacity: 0.55;
  cursor: not-allowed;
}
.uw-preset-chip__kind {
  font-size: 10.5px;
  font-weight: 700;
  padding: 2px 7px;
  border-radius: 999px;
  background: var(--accent-soft);
  color: var(--accent);
  flex-shrink: 0;
  white-space: nowrap;
}
.uw-preset-chip:hover:not(:disabled) .uw-preset-chip__kind {
  background: #fff;
}
.uw-preset-chip__text {
  flex: 1;
  min-width: 0;
  color: var(--text);
  font-weight: 500;
}
.uw-preset-chip:focus:not(:focus-visible) { outline: none; }
.uw-preset-chip:focus-visible { outline: 1px solid var(--accent); outline-offset: 2px; }

/* ---------- 우측 심사 컨트롤 (상품/가입유형/심사 진행) ---------- */
.uw-exam-controls {
  flex-shrink: 0;
  display: grid;
  grid-template-columns: minmax(180px, 1.6fr) minmax(160px, 1fr) auto;
  gap: 10px 14px;
  align-items: end;
  padding: 12px 16px;
  border-bottom: 1px solid var(--border);
  background: var(--surface);
}
.uw-exam-controls .uw-field--exam {
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-width: 0;
}
.uw-exam-controls .uw-field-label {
  font-size: 12px;
  color: var(--text-muted);
  font-weight: 500;
}
.uw-exam-controls .uw-input {
  width: 100%;
}
.uw-exam-controls .uw-radio-row {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}
.uw-exam-submit {
  align-self: end;
  white-space: nowrap;
  padding: 8px 18px;
  font-weight: 600;
}
@media (max-width: 720px) {
  .uw-exam-controls {
    grid-template-columns: 1fr;
  }
  .uw-exam-submit { justify-self: stretch; }
}

/* ---------- 채팅 말풍선 안의 심사 결과 카드 ---------- */
.uw-result-msg {
  max-width: 100%;
  font-size: 12.5px;
}
.uw-result-msg .uw-result-hd {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  margin-bottom: 8px;
}
.uw-result-msg .uw-cov-tbl {
  width: 100%;
  border-collapse: collapse;
  margin: 8px 0;
  font-size: 12px;
}
.uw-result-msg .uw-cov-tbl th,
.uw-result-msg .uw-cov-tbl td {
  padding: 6px 8px;
  border-bottom: 1px solid var(--border);
  text-align: left;
  vertical-align: top;
}
.uw-result-msg .uw-cov-td-num { text-align: right; white-space: nowrap; }
.uw-result-msg .uw-result-conds,
.uw-result-msg .uw-result-alts { margin-top: 8px; }

/* 채팅 말풍선이 리치 결과를 담을 때 폭 확장 */
.chat-bubble--rich:has(.uw-result-msg) {
  max-width: 100%;
  width: 100%;
}